Personal Accident (PA) insurance plan

Personal accident insurance policies pay out a sum as compensation to cover mishaps and injuries from accidents, and even infectious diseases such as Hand, Foot and Mouth Disease or dengue.

3 key things to know about Personal Accident plans

Comparison of some PA policies

Some other insurers you can consider include Prudential, AXA, and Tokio Marine.

For full, latest, and most accurate information of Personal Accident policies offered by these insurers, do visit the insurers’ website.

NTUC IncomeFWDSinglife
Product namePA AssurancePersonal Accident InsuranceSinglife Accident Guard
Best suited forPeople with an active lifestyle who exercises regularly and are susceptible to injuriesPeople who want to be protected from the ongoing threat of infectious diseasesPeople who want a comprehensive personal accident plan with various coverage options and worldwide protection
Highlight features*
  • Reimbursement for post-accident home modification and physiotherapy expenses incurred due to accidents
  • Coverage for chiropractors and TCM treatments in the event of an accident, including sports injury
  • Reimbursement for cost of diagnostic procedures and tests for broken bones or fractures due to an injury
  • Coverage for various types of professions as well as optional protection against 21 infectious diseases such as Hand, Foot, and Mouth Disease and Dengue Fever
  • 40% discount on premiums for children if at least 1 parent is insured under the same policy
  • Coverage for inpatient and outpatient care in Singapore. Additional rider available for overseas medical expenses coverage
  • Daily income if you are confined to a hospital, quarantined, or confined to an ICU unit
  • Coverage for accidental death and death caused by infectious diseases
  • Daily taxi allowance if you have been hospitalised in Singapore
  • Add-ons that cover damage to personal electronic devices and weekly income for temporary disability.
  • Flexible level of coverage with Singlife’s Lite, Standard, Prime, and Prestige plans
  • Coverage up to the age of 99 years
  • Coverage for food poisoning and 21 infectious diseases
  • Daily cash payout for hospitalisation
  • Enjoy a 10% premium discount when you purchase Singlife Accident Guard for your children
Payout*
  • Receive up to $1,500,000 for permanent disability due to an accident
  • Receive up to $20,000 for medical expenses for injury due to an accident
  • Receive up to $1,000,000 for accidental death, permanent total, or partial disability
  • Receive up to $15,000 medical expenses for inpatient and outpatient
  • Receive up to $1,000,000 for Accidental Death and Dismemberment
  • Receive up to $8,000 for Accidental Medical Reimbursement
Premium*From $198 per annumFrom $120 per annum From $90 per annum

* Terms & conditions apply. Visit insurer’s website for full detail.

Explore personal life stories and guides on health insurance in Singapore.