MediShield Life

MediShield Life is a basic health insurance plan for all Singapore Citizens and Permanent Residents. 

It is administered by the Central Provident Fund (CPF) Board.

3 basic things about MediShield Life

What does MediShield Life cover?

Refer to the tables below for a detailed breakdown of the claim limits for each type of benefit. Understanding your MediShield Life benefits can help you plan for unexpected medical expenses and make informed decisions about your healthcare needs.

Inpatient/day surgeryClaim limits
Daily Ward and Treatment Charges1
- Normal ward$800 per day*
- Intensive care unit ward$2,200 per day*
* An additional claim limit of $200 per day applies for the first two inpatient days
- Psychiatric (up to 60 days per policy year)$160 per day
- Community hospital (Rehabilitative)2$350 per day
- Community hospital (Sub-acute)2$430 per day
- Inpatient palliative care service (general)$250 per day
- Inpatient palliative care service (specialised)$350 per day
Surgical procedure (PDF, 1.3mb)ABC
- Table 1 A/B/C (less complex procedures)$240$340$340
- Table 2 A/B/C$580$760$760
- Table 3 A/B/C$1,060 $1,160 $1,280
- Table 4 A/B/C$1,540 $1,580 $1,640
- Table 5 A/B/C$1,800 $2,180 $2,180
- Table 6 A/B/C$2,360 $2,360 $2,360
- Table 7 A/B/C$2,600$2,600$2,600

1 Includes meal charges, prescriptions, professional charges, investigations and other miscellaneous charges.

2 Claimable only upon referral from a hospital after an inpatient admission or from a public hospital’s emergency department for further medical treatment.

Outpatient treatmentClaim limits
Cancer drug treatment3$200 - $9,600 per month, depending on cancer drug treatment3
Cancer drug services$1,200 per year
Radiotherapy for cancer
- External (except Hemi-body)$300 per treatment
- Brachytherapy$500 per treatment
- Hemi-body$900 per treatment
- Stereotactic$1,800 per treatment
- Proton Beam Therapy - Category 1$300 per treatment
- Proton Beam Therapy - Category 2$500 per treatment
- Proton Beam Therapy - Category 3$1,800 per treatment
Kidney dialysis$1,100 per month
Immunosuppressants for organ transplant$550 per month
Erythropoietin for chronic kidney failure$200 per month
Long-term parenteral nutrition$1,700 per month

3 Refer to the Cancer Drug List on the MOH website for the applicable claim limit.

Inpatient/day surgeryClaim limits
Daily Ward and Treatment Charges1
- Normal ward$800 per day*
- Intensive care unit ward$2,200 per day*
* An additional claim limit of $200 per day applies for the first two inpatient days
- Psychiatric (up to 60 days per policy year)$160 per day
- Community hospital (Rehabilitative)2$350 per day
- Community hospital (Sub-acute)2$430 per day
- Inpatient palliative care service (general)$250 per day
- Inpatient palliative care service (specialised)$350 per day
Surgical procedure (PDF, 1.3mb)ABC
- Table 1 A/B/C (less complex procedures)$240$340$340
- Table 2 A/B/C$580$760$760
- Table 3 A/B/C$1,060 $1,160 $1,280
- Table 4 A/B/C$1,540 $1,580 $1,640
- Table 5 A/B/C$1,800 $2,180 $2,180
- Table 6 A/B/C$2,360 $2,360 $2,360
- Table 7 A/B/C$2,600$2,600$2,600

1 Includes meal charges, prescriptions, professional charges, investigations and other miscellaneous charges

2 Claimable only upon referral from a hospital after an inpatient admission or from a public hospital’s emergency department for further medical treatment.

Outpatient treatmentClaim limits
Cancer drug treatment3$200 - $9,600 per month, depending on cancer drug treatment3
Cancer drug services$1,200 per year
Radiotherapy for cancer
- External (except Hemi-body)$300 per treatment
- Brachytherapy$500 per treatment
- Hemi-body$900 per treatment
- Stereotactic$1,800 per treatment
- Proton Beam Therapy - Category 1$300 per treatment
- Proton Beam Therapy - Category 2$500 per treatment
- Proton Beam Therapy - Category 3$1,800 per treatment
Kidney dialysis$1,100 per month
Immunosuppressants for organ transplant$550 per month
Erythropoietin for chronic kidney failure$200 per month
Long-term parenteral nutrition$1,700 per month

Refer to the Cancer Drug List on the MOH website for the applicable claim limit.

Did you know you can enhance your MediShield Life coverage?