About this article:
- Understand how HFMD is easily spread among children, especially in close contact environments such as childcare centres.
- Look out for the symptoms of HFMD, such as a fever, rash, sore throat, and loss of appetite, so that you can keep your child at home and prevent it from spreading to others.
- Know how Personal Accident insurance can cover infectious diseases such as HFMD and other common viral illnesses.
Table of Contents
What is Hand, Foot, and Mouth Disease (HFMD)?
Risks and Symptoms of HFMD
How is HFMD Spread?
HFMD is highly contagious and spreads through close contact with an infected person’s bodily fluids, such as saliva, nasal secretions, fluid from blisters, or stools. It can also be transmitted by touching surfaces contaminated with the virus.
As the virus can be present in an infected person’s body for weeks, it’s important to maintain good hygiene even after the symptoms have subsided.
Potential Complications of HFMD
Preventive Measures to Take for HFMD
- Encourage regular hand washing with soap, especially before meals and after using the bathroom.
- Teach children not to share personal items such as toys, cutlery, or towels.
- When sneezing or coughing, cover your mouth and nose with a tissue and dispose of it immediately.
- Disinfect common surfaces, including toys, doorknobs, and tabletops, regularly.
- Keep your child at home if they exhibit any symptoms of HFMD to prevent spreading the virus to others.
How Insurance Can Help If Your Child Contracts HFMD
Personal Accident Plans in Singapore: Coverage for HFMD
- Outpatient medical expenses: If your child contracts HFMD, the insurance can cover doctor consultations, medication, and necessary medical tests, alleviating the financial burden on parents.
- Hospitalisation benefits: If your child requires hospitalisation due to severe symptoms or complications, the plan may offer daily hospital cash benefits to cover the costs of hospital stays.
- Post-recovery support: Some plans provide coverage for follow-up appointments and rehabilitation after your child recovers from HFMD.
Get Protected Today
Having a Personal Accident Plan gives parents peace of mind, knowing that their child’s healthcare costs will be covered in the event of HFMD or other accidents. By choosing a plan that specifically includes coverage for childhood illnesses like HFMD, parents can protect themselves from unexpected medical bills, ensuring their child gets the best possible care without financial strain.
While HFMD is a common illness in young children, having a young child go through the disease isn’t fun. With proper coverage, parents can focus on their child’s recovery instead of worrying about medical costs. By staying informed and taking preventive steps, along with the right insurance coverage, parents can deal with HFMD with confidence and peace of mind.
