Riders and Add-Ons
Riders are optional add-ons that decrease your overall out-of-pocket cost of your medical treatment and add supplemental benefits on top of your base Integrated Shield Plan (IP).
3 key benefits of having a Rider on your Integrated Shield Plan (IP)
Reduces co-payment amount
Peace of mind without worrying about large bills
With a Rider, you can enjoy greater peace of mind and focus on your recovery without the worry of large medical bills.
Different Riders that meet your needs
Different insurers have different benefits. Examples include a daily cash benefit for each day you are hospitalised, and extra cash benefits when you are discharged.
Reduces co-payment amount
Peace of mind without worrying about large bills
With a Rider, you can enjoy greater peace of mind and focus on your recovery without the worry of large medical bills.
Different Riders that meet your needs
Different insurers have different benefits. Examples include a daily cash benefit for each day you are hospitalised, and extra cash benefits when you are discharged.
Is it necessary to purchase a Rider with an Integrated Shield Plan (IP)?
Use this comparison chart to decide if you should top-up with cash for a Rider with your Integrated Shield Plan (IP).
How to choose the right Rider?
There are three main considerations when choosing a Rider:
- Your needs and wants
- Your budget
- Your age
Check with your financial advisor on the various Riders that are available for your Integrated Shield Plan (IP).
Types of policies that can be enhanced with Riders
You can add Riders to various insurance policies to increase your coverage, such as Integrated Shield Plans, Term Life policy, and Whole Life policy. Click the link below to read more about the common types of policies.
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